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Texas · Through 89th 2nd Called Legislative Session, 2025

Tex. Insurance Code § 707.004: REASONABLE PROOF OF PAYMENT.

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Where this section sits in the code
  1. INSURANCE CODE
  2. TITLE 5. PROTECTION OF CONSUMER INTERESTS
  3. SUBTITLE F. INSURANCE FRAUD AND IDENTITY THEFT
  4. CHAPTER 707. PAYMENT OF INSURANCE DEDUCTIBLE

An insurer that issues a property insurance policy with replacement cost coverage may refuse to pay a claim for withheld recoverable depreciation or a replacement cost holdback under the policy until the insurer receives reasonable proof of payment by the policyholder of any deductible applicable to the claim. Reasonable proof of payment includes a canceled check, money order receipt, credit card statement, or copy of an executed installment plan contract or other financing arrangement that requires full payment of the deductible over time.

Added by Acts 2019, 86th Leg., R.S., Ch. 1099 (H.B. 2102), Sec. 1, eff. September 1, 2019.

Collected 2026-08-27T01:47:21Z. Source file · JSON

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