Utah Code § 13-74-201: Limitations on firearms merchant codes.

(1) For the processing of a payment card transaction, a financial entity may not assign to a firearms retailer or require a firearms retailer to use the firearms code.

(2) For purposes of the sale of a firearm, a firearm accessory or component, ammunition, or reloading supplies, a firearms retailer may not provide the firearms code to a financial entity.

(3) A financial entity may not otherwise classify a firearms retailer separately from general merchandise retailers or sporting goods retailers.

(4) Nothing in this chapter:

(a) limits a financial entity's ability to:

(i) negotiate with responsible parties; or

(ii) comply with state or federal laws or regulations; or

(b) impairs a financial entity's activities related to dispute processing, fraud or compliance management, or protecting transaction integrity from concerns related to illegal or suspicious activities, data breaches, or cyber risks.