Utah Code § 57-28-205: Costs and repayment.

A lender may collect the following charges and fees in connection with the origination of a reverse mortgage:

(1) the actual expenses that the lender incurs in originating and closing the reverse mortgage, including a mortgage broker's fee if the mortgage broker and the lender do not share any pecuniary interests; and

(2) the actual amount that the lender paid for:

(a) a recording fee;

(b) a credit report;

(c) a survey, if required by the lender or the borrower;

(d) a title examination;

(e) the lender's title insurance; and

(f) an initial appraisal of the real property that secures the reverse mortgage.