Utah Code § 7-26-201: Permitted delay of wire transfers.

(1) This section applies to a wire transfer that transfers money from a consumer account at a covered financial institution.

(2) If a qualified individual reasonably believes that executing a requested wire transfer will result in financial exploitation, the covered financial institution may:

(a) delay the wire transfer; and

(b) contact:

(i) a law enforcement agency;

(ii) Adult Protective Services; or

(iii) a joint co-owner on the account.

(3) The delay of a wire transfer described in Subsection (2) expires when the earlier of the following occurs:

(a) the covered financial institution reasonably determines that the wire transfer is not financial exploitation; or

(b) 15 business days pass after the day on which the covered financial institution first initiated the delay of the wire transfer.