8 V.S.A. § 4035: Policies not affected

Nothing in sections 4018–4020, 4023, 4028–4032, 4034, 4036, and 4037 of this title shall apply to or affect:

(1) any policy of workers’ compensation insurance or any policy of liability insurance, with or without supplementary coverage;

(2) any policy or contract of reinsurance;

(3) any blanket or group policy of insurance enumerated in sections 4041–4043 and 4052 of this title, except as otherwise provided in those sections; or

(4) life insurance, endowment, or annuity contracts, or contracts supplemental to those contracts, that contain only such provisions relating to accident and sickness insurance as:

(A) provide additional benefits in case of death or dismemberment or loss of sight by accident; or

(B) operate to safeguard the contracts against lapse or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract. (Recodified and amended 2025, No. 11, § 2, eff. September 1, 2025.)