RCW 4.74.800: Intent—2026 c 107. (Effective January 1, 2027.)

The legislature enacted critical protections for consumers in 2020 through the passage of Substitute House Bill No. 2476 regarding debt buyers. In enacting the uniform consumer debt default judgments act, the legislature intends to broaden those protections by: (1) Expanding requirements and remedies previously applicable only to debt buyers to be applicable to all holders of purchased debt and any affiliates; and (2) imposing new disclosure requirements in all actions to collect consumer debt and new remedies in actions in which those requirements are not satisfied.