GroundRules
12 CFR 263.65: Civil money penalty inflation adjustments.
Where this section sits in the code
- Title 12—Banks and Banking
- CHAPTER II—FEDERAL RESERVE SYSTEM
- SUBCHAPTER A—BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
- PART 263—RULES OF PRACTICE FOR HEARINGS
- Subpart C—Rules and Procedures for Assessment and Collection of Civil Money Penalties
(a) Inflation adjustments. In accordance with the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015, which further amended the Federal Civil Penalties Inflation Adjustment Act of 1990, the Board has set forth in paragraph (b) of this section the adjusted maximum amounts for each civil money penalty provided by law within the Board's jurisdiction. The authorizing statutes contain the complete provisions under which the Board may seek a civil money penalty. The adjusted civil money penalties apply only to penalties assessed on or after January 13, 2025, whose associated violations occurred on or after November 2, 2015.
(b) Maximum civil money penalties. The maximum (or, in the cases of 12 U.S.C. 334 and 1832(c), fixed) civil money penalties as set forth in the referenced statutory sections are set forth in the table in this paragraph (b).
Table 1 to Paragraph (b)
Statute Adjusted civil money penalty
12 U.S.C. 324:
Inadvertently late or misleading reports, inter alia $5,026
Other late or misleading reports, inter alia 50,265
Knowingly or reckless false or misleading reports, inter alia 2,513,215
12 U.S.C. 334 365
12 U.S.C. 374a 365
12 U.S.C. 504:
First Tier 12,567
Second Tier 62,829
Third Tier 2,513,215
12 U.S.C. 505:
First Tier 12,567
Second Tier 62,829
Third Tier 2,513,215
12 U.S.C. 1464(v)(4) 5,026
12 U.S.C. 1464(v)(5) 50,265
12 U.S.C. 1464(v)(6) 2,513,215
12 U.S.C. 1467a(i)(2) 62,829
12 U.S.C. 1467a(i)(3) 62,829
12 U.S.C. 1467a(r):
First Tier 5,026
Second Tier 50,265
Third Tier 2,513,215
12 U.S.C. 1817(j)(16):
First Tier 12,567
Second Tier 62,829
Third Tier 2,513,215
12 U.S.C. 1818(i)(2):
First Tier 12,567
Second Tier 62,829
Third Tier 2,513,215
12 U.S.C. 1820(k)(6)(A)(ii) 413,388
12 U.S.C. 1832(c) 3,650
12 U.S.C. 1847(b) 62,829
12 U.S.C. 1847(d):
First Tier 5,026
Second Tier 50,265
Third Tier 2,513,215
12 U.S.C. 1884 365
12 U.S.C. 1972(2)(F):
First Tier 12,567
Second Tier 62,829
Third Tier 2,513,215
12 U.S.C. 3110(a) 57,435
12 U.S.C. 3110(c):
First Tier 4,596
Second Tier 45,946
Third Tier 2,297,385
12 U.S.C. 3909(d) 3,126
15 U.S.C. 78u-2(b)(1):
For a natural person 11,823
For any other person 118,225
15 U.S.C. 78u-2(b)(2):
For a natural person 118,225
For any other person 591,127
15 U.S.C. 78u-2(b)(3):
For a natural person 236,451
For any other person 1,182,251
15 U.S.C. 1639e(k)(1) 14,435
15 U.S.C. 1639e(k)(2) 28,866
42 U.S.C. 4012a(f)(5) 2,730
Collected 2026-08-27T02:24:16Z. Source file · JSON