GroundRules
24 CFR 100.141: Definitions.
Where this section sits in the code
- Title 24—Housing and Urban Development
- Subtitle B—Regulations Relating to Housing and Urban Development
- CHAPTER I—OFFICE OF ASSISTANT SECRETARY FOR EQUAL OPPORTUNITY, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
- PART 100—DISCRIMINATORY CONDUCT UNDER THE FAIR HOUSING ACT
- Subpart C—Discrimination in Residential Real Estate-Related Transactions
As used in this subpart:
Lender means a person who engages in a residential real estate-related lending transaction.
Residential real estate-related lending transaction means the making of a loan:
(1) For purchasing, constructing, improving, repairing, or maintaining a dwelling; or
(2) Secured by residential real estate.
Self-test means any program, practice or study a lender voluntarily conducts or authorizes which is designed and used specifically to determine the extent or effectiveness of compliance with the Fair Housing Act. The self-test must create data or factual information that is not available and cannot be derived from loan files, application files, or other residential real estate-related lending transaction records. Self-testing includes, but is not limited to, using fictitious credit applicants (testers) or conducting surveys of applicants or customers, nor is it limited to the pre-application stage of loan processing.
Collected 2026-08-27T02:24:55Z. Source file · JSON