GroundRules
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- IC 37-2-4-36 · Use of multiple agreements
- IC 37-2-4-37 · Restrictions on interest in land as security
- IC 37-2-4-38 · Regular schedule of payments; maximum loan term
- IC 37-2-4-39 · Carrying on other business
- IC 37-2-4-40 · Change in control of creditor; application to department; timeframe for department's decision; conditions for approval; creditor's duty to report transfer of securities; director's discretion to require new license
- IC 37-2-4-41 · Loans subject to article by agreement of parties
- IC 37-2-4-42 · Loan finance charge; licensing and annual notice to department not required
- IC 37-2-4-43 · Limitation on default charges in consumer related loans
- IC 37-2-4-44 · Loan finance charge for other loans
- IC 37-2-4-45 · Required disclosures; liability on fraudulently cashed instruments
- IC 37-2-4-46 · Requirement to provide property tax information in certain transactions
- IC 37-2-5-1 · Application relation to credit insurance act
- IC 37-2-5-2 · Creditor's provisions of and charge for insurance; excess amount of charge
- IC 37-2-5-3 · Conditions applying to insurance to be provided by creditor
- IC 37-2-5-4 · Unconscionability
- IC 37-2-5-5 · Maximum charge by creditor for insurance; methods for calculating charge
- IC 37-2-5-6 · Prepayment by proceeds of consumer credit insurance; refund required; documentation; amount; interest; civil penalty
- IC 37-2-5-7 · Existing insurance; choice of insurer
- IC 37-2-5-8 · Charge for insurance connection with a deferral, refinancing, or consolidation; duplicate charges
- IC 37-2-5-9 · Cooperation between administrator and insurance commissioner
- IC 37-2-5-10 · Administrative action of commissioner of insurance
- IC 37-2-5-11 · Term of insurance
- IC 37-2-5-12 · Amount of insurance
- IC 37-2-5-13 · Filing and approval of rates and forms
- IC 37-2-5-14 · Property insurance
- IC 37-2-5-15 · Insurance on creditor's interest only
- IC 37-2-5-16 · Liability insurance
- IC 37-2-5-17 · Cancellation by creditor
- IC 37-2-5-18 · Refund of unearned premium for property insurance upon payment of loan
- IC 37-2-6-0.1 · Application of certain amendments
- IC 37-2-6-1 · Scope
- IC 37-2-6-2 · Restrictions on deficiency judgments in consumer credit sales
- IC 37-2-6-3 · No garnishment before judgment
- IC 37-2-6-4 · Limitation on garnishment and proceedings supplemental to execution; employer's fee
- IC 37-2-6-5 · No discharge from employment for garnishment
- IC 37-2-6-6 · Extortionate extensions of credit
- IC 37-2-6-7 · Unconscionability
- IC 37-2-6-8 · First lien mortgage transactions; civil liability for disclosure violations; debtor's right to rescind
- IC 37-2-6-9 · Effect of violations on rights of parties
- IC 37-2-6-10 · Civil liability for violation of disclosure provisions
- IC 37-2-6-11 · Debtor's right to rescind; accruing interest prohibited during rescission period; disbursement of proceeds
- IC 37-2-6-12 · Refunds and penalties as set-off to obligation
- IC 37-2-6-13 · Knowing violations
- IC 37-2-6-14 · Disclosure violations
- IC 37-2-7-1 · Applicability; "consumer credit sale"; "consumer loan"
- IC 37-2-7-2 · Administration by division of consumer credit
- IC 37-2-7-3 · Powers of department; reliance on rules
- IC 37-2-7-4 · Administrative powers with respect to depository institutions
- IC 37-2-7-5 · Department's examination and investigatory authority; record retention; director's authority to control access to records; court order compelling compliance; confidentiality; costs; vendors
- IC 37-2-7-6 · Powers of director
- IC 37-2-7-7 · Applicability of laws governing administrative orders and rules; venue; rules
- IC 37-2-7-8 · Prohibited acts
- IC 37-2-7-9 · Cease and desist orders; judicial review or enforcement proceedings; record; appeal; unconscionable or fraudulent conduct subject to injunction
- IC 37-2-7-10 · Assurance of discontinuance
- IC 37-2-7-11 · Injunctions against violations
- IC 37-2-7-12 · Injunctions against unconscionable agreements and fraudulent or unconscionable conduct
- IC 37-2-7-13 · Temporary relief
- IC 37-2-7-14 · Civil actions by department; civil penalties for violations
- IC 37-2-7-15 · Debtor's remedies not affected
- IC 37-2-7-16 · Venue
- IC 37-2-7-17 · Violations by individuals; persons convicted of felonies; civil penalties; creditor's duty to notify department of discharge or termination
- IC 37-2-7-18 · Notice of charges; requirements; hearing; final order; suspension or prohibition pending final order; official record
- IC 37-2-7-19 · Consent agreement; notice of charges not required
- IC 37-2-7-20 · Final order; penalties; time for issuance; consent presumed upon failure to appear
- IC 37-2-7-21 · Final order; effective date; authority of department or court to stay, modify, or vacate
- IC 37-2-7-22 · Factors for determining amount of civil penalty; indemnification by creditor prohibited; deposit of civil penalties in financial institutions fund
- IC 37-2-7-23 · Authority of director to enforce orders, agreements, or conditions in court
- IC 37-2-7-24 · Applicability of notification requirements and fees
- IC 37-2-7-25 · Notification
- IC 37-2-7-26 · Fees
- IC 37-2-7-27 · Nonapplicability of licensing and notification requirements to attorneys' services
- IC 37-3-1-0.1 · Recodification of prior law
- IC 37-3-1-0.3 · Contracts entered into under prior law
- IC 37-3-1-0.5 · Documents, websites, or business communications created under prior law
- IC 37-3-1-0.7 · References to repealed statutes; references to citations
- IC 37-3-1-1 · Applicability; authority to make, take assignment of, or collect small loans; license required; application; separate license required for activities involving consumer loans
- IC 37-3-1-2 · Applicability
- IC 37-3-1-3 · Applicability to loans other than small loans; loan finance charge
- IC 37-3-1-4 · Regularly engages
- IC 37-3-2-1 · Applicability of definitions
- IC 37-3-2-2 · Applicability
- IC 37-3-2-3 · "Check"
- IC 37-3-2-4 · "Consecutive small loan"
- IC 37-3-2-5 · "Lender"
- IC 37-3-2-6 · "Monthly gross income"
- IC 37-3-2-7 · "Paid in full"
- IC 37-3-2-8 · "Principal"
- IC 37-3-2-9 · "Renewal"
- IC 37-3-2-10 · "Small loan"
- IC 37-3-3-1 · Lender not considered a financial institution
- IC 37-3-3-2 · Finance charges
- IC 37-3-3-3 · Fee for dishonored check, electronic funds transfer, or debit authorization; limits on lender's presentment of check or debiting of account
- IC 37-3-3-4 · Disclosures; informational brochure
- IC 37-3-3-5 · Term of loan; consecutive small loans; extended payment plans
- IC 37-3-3-6 · Limits based on borrower's income; security; partial payments; payments; loan documents; recision; renewal prohibited
- IC 37-3-3-7 · Security for loan
- IC 37-3-3-8 · Limits and number and amounts of outstanding loans; lender's verification; third party data base; civil penalties; excess finance charges; verification of Social Security number
- IC 37-3-3-9 · Carrying on other business
- IC 37-3-3-10 · Borrower's default; permissible and prohibited remedies; notice to borrower
- IC 37-3-3-11 · Violations; remedies and damages; equitable relief; exhaustion of administrative remedies not required