GroundRules
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- IC 37-3-3-12 · Prohibited acts by lender
- IC 37-3-3-13 · Exemption of finance charges
- IC 37-3-3-14 · Endorsement of check
- IC 37-3-3-15 · Surety bond; requirements; amount; termination; liability; notices
- IC 37-3-3-16 · Rulemaking authority
- IC 37-4-1-0.1 · Recodification of prior law
- IC 37-4-1-0.3 · Contracts entered into under prior law
- IC 37-4-1-0.5 · Documents, websites, or business communications created under prior law
- IC 37-4-1-0.7 · References to repealed statutes; references to citations
- IC 37-4-1-1 · Application of article
- IC 37-4-2-1 · Applicability of definitions
- IC 37-4-2-2 · "Foreclosure consultant"
- IC 37-4-2-3 · "Foreclosure purchaser"
- IC 37-4-2-4 · "Foreclosure reconveyance"
- IC 37-4-2-5 · "Formal settlement"
- IC 37-4-2-6 · "Homeowner"
- IC 37-4-3-1 · Homeowner's right to rescind foreclosure consultant contract and foreclosure reconveyance agreement; timing
- IC 37-4-3-2 · Notice of rescission of foreclosure consultant contract
- IC 37-4-3-3 · Notice sent by mail; time of effectiveness; inconsistent rescission requirements
- IC 37-4-3-4 · Homeowner's duty to repay amounts advanced before rescission
- IC 37-4-3-5 · Foreclosure consultant's duty to return payments made by homeowner
- IC 37-4-4-1 · Rebuttable presumptions; homeowner's ability to pay upon reconveyance
- IC 37-4-4-2 · Foreclosure consultants; prohibited acts
- IC 37-4-4-3 · Foreclosure purchasers; prohibited acts
- IC 37-4-4-4 · Foreclosure purchasers; duties to homeowners
- IC 37-4-4-5 · Foreclosure purchasers; unfair conduct; prohibited representations and acts
- IC 37-4-4-6 · Foreclosure purchasers; accounting to homeowner after resale of property
- IC 37-4-4-7 · Duty to retain records for three years
- IC 37-4-4-8 · Foreclosure consultant representations
- IC 37-4-5-1 · Violations; deceptive act; Class A misdemeanor
- IC 37-4-5-2 · Homeowner's cause of action; damages; attorney's fees
- IC 37-4-5-3 · Attorney's fees; treble damages
- IC 37-4-5-4 · Indiana housing and community development authority; list of nonprofit organizations
- IC 37-4-5-5 · Attorney general's authority to adopt rules
- IC 37-4-5-6 · Credit services organizations statute not preempted
- IC 37-5-1-0.1 · Recodification of prior law
- IC 37-5-1-0.3 · Contracts entered into under prior law
- IC 37-5-1-0.5 · Documents, websites, or business communications created under prior law
- IC 37-5-1-0.7 · References to repealed statutes; references to citations
- IC 37-5-1-1 · Application of article
- IC 37-5-2-1 · Applicability
- IC 37-5-2-2 · "Benchmark rate"
- IC 37-5-2-3 · "Bona fide discount points"
- IC 37-5-2-4 · "Borrower"
- IC 37-5-2-5 · "Bridge loan"
- IC 37-5-2-6 · "Creditor"
- IC 37-5-2-7 · "Deceptive act"
- IC 37-5-2-8 · "High cost home loan"
- IC 37-5-2-9 · "Home loan"
- IC 37-5-2-9.5 · "Land contract"
- IC 37-5-2-10 · "Points and fees"
- IC 37-5-2-11 · "Political subdivision"
- IC 37-5-2-12 · "Rate"
- IC 37-5-2-13 · "Total loan amount"
- IC 37-5-2-14 · "Trigger rate"
- IC 37-5-3-0.1 · Chapter not applicable to loans made before January 1, 2005
- IC 37-5-3-1 · Financing of certain premiums, penalties, and fees prohibited
- IC 37-5-3-2 · Subsidized low rate loans
- IC 37-5-3-3 · Default on existing loan
- IC 37-5-3-4 · Date of payment
- IC 37-5-3-5 · Loan acceleration
- IC 37-5-3-6 · Fee prohibited for payoff statement or written release; prepayment penalty prohibited for adjustable rate home loans; short sale; acknowledgment of offer; acceptance or rejection; liability for failure to respond
- IC 37-5-3-7 · Mortgage transactions and real estate transactions; prohibited acts; land contracts; written notice of encumbrances
- IC 37-5-3-8 · Intimidation, coercion, and harassment prohibited
- IC 37-5-3-9 · Prohibited discrimination
- IC 37-5-4-0.1 · Chapter not applicable to loans made before January 1, 2005
- IC 37-5-4-1 · Limitations and prohibited practices
- IC 37-5-4-2 · Points and fees charged in certain refinance transactions; evasive division of home loans prohibited
- IC 37-5-4-3 · Balloon payments
- IC 37-5-4-4 · Payment terms; collection of interest due
- IC 37-5-4-5 · Acceleration after default
- IC 37-5-4-6 · Consolidated periodic payments paid from loan proceeds
- IC 37-5-4-7 · Counseling agency contact information
- IC 37-5-4-8 · Repayment ability; commercially reasonable practices to determine debt to income ratio
- IC 37-5-4-9 · Payments to home improvement contractors
- IC 37-5-4-10 · Modification, renewal, extension, amendment, or deferral of loan terms; fees and charges prohibited
- IC 37-5-4-11 · Notice to borrower
- IC 37-5-4-12 · High cost home loan agreements; unconscionable and void provisions
- IC 37-5-5-1 · Purchaser or assignee subject to affirmative claims and defenses; claims available to borrower
- IC 37-5-5-2 · Acceleration; reinstatement of high cost home loan after cure of default
- IC 37-5-5-3 · Foreclosure proceedings
- IC 37-5-5-4 · Liability for violation; exceptions; damages; equitable relief; recoupment; action by homeowner protection unit for deceptive act; statute of limitations; priority of damages over civil penalties
- IC 37-5-5-5 · Unintentional or erroneous violations; corrections by creditors
- IC 37-5-5-6 · Relation to other laws
- IC 37-5-6-1 · Requirements for servicers of high cost home loans
- IC 37-5-7-1 · State sole regulator of loans and credit
- IC 37-5-7-2 · Political subdivisions; prohibited practices
- IC 37-5-8-1 · Penalties; exception
- IC 37-5-8-2 · Homeowner protection unit
- IC 37-5-8-3 · Enforcement actions by attorney general; exception; civil penalty for violation of injunction; jurisdiction of court
- IC 37-5-8-4 · Complaints
- IC 37-5-9-1 · Mortgage recording fee
- IC 37-5-9-2 · Distributions to state comptroller
- IC 37-5-9-3 · Distributions by state comptroller