IC 37-5-2-7: "Deceptive act"

Sec. 7. (a) "Deceptive act" means:

(1) an act or a practice as part of a mortgage transaction (as defined in IC 37-5-3-7(a)), or of a real estate transaction (as defined in IC 37-5-3-7(b)), in which a person at the time of the transaction knowingly or intentionally:

(A) makes a material misrepresentation; or

(B) conceals material information regarding the terms or conditions of the transaction; or

(2) a violation of IC 37-4 concerning mortgage rescue protection fraud as set forth in IC 37-4-5-1.

(b) For purposes of this section, "knowingly" means having actual knowledge at the time of the transaction.