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California · Through 2026-09-13

CIV § 1785.15.2

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Where this section sits in the code
  1. Civil Code - CIV
  2. DIVISION 3. OBLIGATIONS [1427. - 3273.91.]
  3. PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]
  4. TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT [1785.1. - 1785.36.]
  5. CHAPTER 2. Obligations of Consumer Credit Reporting Agencies [1785.10. - 1785.19.5.]

(a) In complying with Section 1785.15.1, a consumer credit reporting agency shall supply the consumer with a credit score that is derived from a credit scoring model that is widely distributed to users by that consumer credit reporting agency in connection with residential real property loans or with a credit score that assists the consumer in understanding the credit scoring assessment of his or her credit behavior and predictions about his or her future credit behavior, and a statement indicating that the information and credit scoring model may be different than that used by the lender.

(b) A consumer credit reporting agency may charge a reasonable fee for providing the information required under Section 1785.15.1.

Collected 2026-09-14T05:56:33Z. Source file · JSON

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