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California · Through 2026-09-13

INS § 10232.97

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Where this section sits in the code
  1. Insurance Code - INS
  2. DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]
  3. PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]
  4. CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]
  5. ARTICLE 3. General Provisions [10232. - 10233.8.]

In every long-term care policy or certificate that covers care in a nursing facility, the threshold establishing eligibility for nursing facility care shall be no more restrictive than a provision that the insured will qualify if either one of two criteria are met:

(a) Impairment in two activities of daily living.

(b) Impairment in cognitive ability.

Collected 2026-09-14T05:56:33Z. Source file · JSON

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