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District of Columbia · Through 2026-08-20 (D.C. Law 26-175)

D.C. Code § 26-1152.07: Failing to report favorable payment record.

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Where this section sits in the code
  1. Title 26. Banks and Other Financial Institutions.
  2. Chapter 11A. Home Loan Protection.
  3. Subchapter II. Prohibited Practices.

A lender or its servicer shall report a borrower’s favorable payment history and information to a nationally recognized credit-reporting agency at least once every 12 months. This section shall not prevent a lender or its servicer from agreeing with the borrower not to report payment history information and shall not apply to covered loans held or serviced by a lender for less than 90 days. Nothing in this section shall prevent a lender from reporting a borrower’s unfavorable payment history.

Collected 2026-08-29T05:44:07Z. Source file · JSON

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