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Hawaii · Snapshot open-us-law v2026.08, retrieved 2026-09-14

Haw. Rev. Stat. § 431:10C-305.5: Right to reimbursement of deductible paid; when.

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Where this section sits in the code
  1. Hawaii Code
  2. Division 2
  3. Title 24
  4. Chapter 431

If an insured is involved in an accident with an uninsured motorist and the insured paid a deductible amount for damages incurred in that accident, and if the insurer recovers any money from the uninsured motorist, the insurer shall reimburse the insured, provided that:

(1) The amount recovered shall be divided equally between the insured and the insurer;

(2) The amount of the insured's reimbursement shall not exceed the deductible paid; and

(3) If the amount of damages exceeds $2,500, the insurer shall:

(A) Pay the full amount of the deductible to the insured; or

(B) Initiate proceedings against the uninsured motorist to recover damages.

Collected 2026-09-14T18:32:11Z. Source file · JSON

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