815 ILCS 404/10: Prohibition on refusing cash payments.

(This Section may contain text from a Public Act with a delayed effective date)

(a) A retail mercantile establishment selling or offering to sell goods or services to the public that employs an individual to accept in-person payments at a physical location shall not:

(1) refuse to accept cash as a form of payment for sales of less than $500 made at the physical location; or

(2) post a sign on the premises stating that cash payment is not accepted.

(b) The provisions of subsection (a) shall not apply to:

(1) retail sales that take place at a self-service checkout;

(2) retail sales that occur between 10 p.m. and 6 a.m.;

(3) retail mercantile establishments that are unable to accept cash because of a sales system failure that temporarily prevents the processing of cash payments or a temporary insufficiency in cash on hand needed to provide change;

(4) retail mercantile establishments that sell consumer goods exclusively through a membership model;

(5) retail mercantile establishments that (i) accept prepaid cards as payment for goods and services and (ii) provide a mechanism to convert cash to the prepaid card either at the point of sale, self-service checkout, or similar method within the retail mercantile establishment; or

(6) retail sales that are made through the telephone, Internet, mobile application, or other similar means but are completed in person at the seller's location or off-premises.

(c) Notwithstanding paragraph (1) of subsection (b), a retail mercantile establishment subject to subsection (a) shall be deemed to comply with this Section if no fewer than one point of sale at that physical location accepts cash.

(d) Nothing in this Section requires a person to accept any bills larger than $20 as payment for goods or services.

(e) No person shall limit, regulate, condition, or prohibit the ability of any retail mercantile establishment to provide discounts, promotions, or incentives to consumers in connection with the purchase of goods or services.