GroundRules
← Search the law
Kentucky · Snapshot 09/05/2026

KRS 186A.042: Prohibition against licensing of personal motor vehicles without listing of

Read at publisher ↗
Where this section sits in the code
  1. KRS Chapter 186A

vehicle identification numbers -- Exceptions -- Submission of paper or

electronic proof of insurance card to county clerk. (Effective until January

1, 2027)

(1) On and after January 1, 2006, a county clerk shall not process an application for,

nor issue, a:

(a) Kentucky title and registration or renewal of registration;

(b) Replacement plate, decal, or registration certificate;

(c) Duplicate registration;

(d) Transfer of registration; or

(e) Temporary tag;

for any personal motor vehicle as defined in KRS 304.39 -087(1) if AVIS does not

list the vehicle identification number of the personal motor vehicle as an insured

vehicle, except as provided in subsection (2) of this section.

(2) If AVIS does not list the vehicle identification number of the personal motor

vehicle as an insured vehicle, the county clerk may process the application if:

(a) The applicant has an insurance card in paper or electronic format that

indicates the required security is currently in full force on the personal motor

vehicle if the paper or electronic proof of insurance card was effective no

more than forty -five (45) days before the application is submitted to the

county clerk; or

(b) The owner o f the motor vehicle is serving in the Armed Forces outside of

Kentucky, and the owner provides an affidavit by the provost marshal of the

base where the owner is stationed stating that the motor vehicle is covered by

security as required by Subtitle 39 of KRS Chapter 304.

(3) This section shall not apply to any transactions involving Kentucky motor vehicle

dealers who are licensed as required by KRS 190.030.

(4) For purposes of this section:

(a) An insurance card in an electronic format means the display of an image

subject to immediate download or transmission from the applicant's insurer or

agent to the applicant on any portable electronic device, including a cellular

phone or any other type of portable electronic device, but shall not include a

photographic copy of a paper in surance card on a portable electronic device;

and

(b) The county clerk may require the applicant to e -mail the electronic insurance

card to the clerk, and the clerk may print a copy of the card for the clerk's

records.

Effective: June 25, 2013

Collected 2026-09-05T20:51:39Z. Source file · JSON

Browse this collection