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Kentucky · Snapshot 09/05/2026

KRS 18A.205: Life insurance for public employees and certain retirees --

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Where this section sits in the code
  1. KRS Chapter 18A

Definitions.

(1) The secretary of the Finance and Administration Cabinet, upon the

recommendation of the secretary, may procure from one (1) or more life

insurance companies, authorized to do business in this state, a policy or

policies of group life insurance insuring the lives of all or any class or classes of

public employees. The policy or policies shall be approved by the

commissioner of insurance and may contain such provisions as the

commissioner of insurance approves whether or not otherwise permitted by the

insurance laws. It is intended that life insurance may be made available for

public employees, except that the procuring is permissive.

(2) (a) As used in KRS 18A.205 to 18A.215, "public employee" shall mean a

person who:

1. Is regularly employed by a public employer; and

2. Is also:

a. A contributing member of any one (1) of the state-administered

retirement systems;

b. A retiree of a state-administered retirement system who is

employed in a regular full-time position for purposes of

retirement coverage, but who is not eligible to contribute to one

(1) of the systems administered by Kentucky Retirement

Systems or County Employees Retirement System pursuant to

KRS 61.637(17) or 78.5540(4);

c. An individual participating in an optional retirement plan

authorized by KRS 161.567; or

d. An individual eligible to participate in a retirement plan

established by an employer who ceases participating in the

Kentucky Employees Retirement System pursuant to KRS

61.522 whose employees participated in the life insurance

plans administered by the Personnel Cabinet prior to the

employer's effective cessation date in the Kentucky Employees

Retirement System.

(b) Notwithstanding the definition of "public employee" in this subsection, any

federally funded time-limited employee may receive insurance coverage.

(3) As used in this section and KRS 18A.210, "public employer" shall mean the

following employers, if the employer has opted to participate in the

state-sponsored group life insurance program:

(a) Any department, office, board, agency, commission, authority, or branch

of state government;

(b) A public postsecondary educational institution;

(c) Any department, office, board, agency, commission, authority, or branch

of a city, urban-county, charter county, county, unified local government,

or consolidated local government; or

(d) Any certified or classified employee or elected member of a local board of

education.

(4) As used in KRS 18A.205 to 18A.225, "premiums" shall mean premiums to be

paid on any type of insurance authorized under KRS 18A.205 to 18A.225.

Collected 2026-09-05T20:48:40Z. Source file · JSON

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