KRS 198B.668: Insurance requirements.

(1) No person, firm, or corporation shall practice heating, ventilation, and air

conditioning contracting unless that person, firm, or corporation maintains

general liability insurance in an amount not less than five hundred thousand

dollars ($500,000) and property damage insurance in an amount not less than

three hundred thousand dollars ($300,000) underwritten by an insurance

carrier licensed and approved by the Kentucky Department of Insurance.

(2) Proof of insurance shall be submitted to the department prior to issuance or

renewal of a license.

(3) Proof of insurance, as required by subsection (1) of this section, shall exempt

licensees from the requirement of obtaining separate insurance in local

jurisdictions under any local licensing laws.

(4) No license shall be valid without the insurance required by this section.

Insurance carriers shall notify the department upon cancellation of the

insurance of any licensee required to maintain insurance.