KRS 220.205: Group insurance for employees may be provided.

(1) The board of directors of any sanitation district is authorized to form their

employees into a group, or groups, for the purpose of obtaining the advantages of

the group plan of life insurance.

(2) The premiums may be paid by the policyholder wholly from f unds contributed by

the insured employee, by payroll deduction or otherwise; or partly from each. No

payment of premiums by the sanitation district shall constitute compensation to an

insured employee for the purposes of any statute fixing or limiting the

compensation of such an employee. Any premium or other expense incurred by the

sanitation district shall be considered a proper cost of administration.

(3) The policy may also provide accidental death and dismemberment insurance and

may contain such provis ions with respect to the call or classes of employees

covered, amounts of insurance for designated classes or groups of employees, terms

of eligibility, continuation of insurance after retirement, and such other provisions

as the board of directors may approve.

(4) The board of directors is authorized to perform all acts necessary or advisable for

the purposes of contracting for and maintaining insurance under the provisions

hereof.