KRS 286.11-019: Powers of commissioner to approve, deny, or refuse to issue or renew

licenses -- Procedure for hearing and appeal upon denial of license --

Reapplication after denial.

(1) Upon the filing of a complete application, the commissioner shall investigat e the

competence, experience, character, financial condition, and responsibility of the

applicant. The commissioner may conduct an on -site investigation of the applicant,

the reasonable cost of which shall be paid by the applicant. The commissioner shall

review each application on a case -by-case basis. If the commissioner finds that the

applicant has the competence, experience, character, financial condition, and

responsibility, and has fulfilled the requirements of this subtitle, then the

commissioner shal l issue a license to the applicant authorizing the applicant to

engage in the licensed activities in this state. If any of these requirements has not

been met, then the commissioner shall deny the application, in writing setting out

the reason for the denial.

(2) The commissioner shall approve, or deny in writing, every completed application

for a license within one hundred twenty (120) days from the date a complete

application is submitted, which period may be extended for good cause by the

commissioner.

(3) The commissioner may deny a license application where the applicant does not

meet the requirements of this subtitle or for any of the grounds under KRS 286.11 -

039.

(4) The commissioner may probate, place conditions upon, or refuse to issue or renew

any license issued under this subtitle.

(5) The commissioner may in writing deny or refuse to renew the designation of an

agent by a licensee for any of the grounds found in KRS 286.11-041.

(6) A person is deemed to have received a copy of a written denial iss ued by the

commissioner in this section within three (3) days of its mailing.

(7) Any person who has had his or her license application or designation as an agent

denied by the commissioner may file a written application for an administrative

hearing in accordance with KRS Chapter 13B. The written application shall be filed

with the commissioner within twenty (20) days of the date of the denial.

(8) A written application for an appeal shall be made in good faith and shall briefly

state the reason or reasons the person is aggrieved, together with the grounds to be

relied upon as a basis for the relief to be sought at the hearing.

(9) Any person who has had his or her license application, or designation as an agent,

denied by the commissioner may not file anot her application for a license, or

designation as an agent, under this subtitle for one (1) year after the date of the

denial.