KRS 286.3-193: Hours and days of bank operation.

(1) (a) A bank, or any of its branches or other offices:

1. May, at its option, either close or remain open for business on any day

or during any hours of the week if the days of the week and the hours

during which an office of the bank will remain open are conspi cuously

posted in each office; and

2. Except as provided in paragraph (b) of this subsection, shall not close

during any hours or days for which the bank or office has posted that it

will be open.

(b) A bank or office may, because of an emergency or any ot her reason deemed

sufficient by the bank, close on any day or days, in whole or in part, which it

would normally be open for business if the bank or office gives notice in

accordance with paragraph (c) of this subsection.

(c) A bank or office shall give th e public five (5) business days' notice of a

closing made under paragraph (b) of this subsection by posting a statement to

that effect in a conspicuous place in each office of the bank that will be

closed, unless the giving of the notice is impractical bec ause of the existence

of an emergency or other condition.

(2) (a) Any day on which a bank is closed pursuant to the provisions of this section

shall not be a banking day of the bank within the meaning of KRS Chapter

355 or any other law, and no bank shall be required to permit access to its safe

deposit vaults on that day.

(b) When a contract by its terms requires the payment of money or the

performance of a condition by or at the bank on a day when the bank is

closed, the payment shall be made or condition performed on the next

business day succeeding the day when the bank was closed.

(c) Any payment made in accordance with paragraph (b) of this s ubsection shall

be deemed made and the condition performed with the same force and effect

as if made in accordance with the terms of the contract, and no liability or loss

of rights shall result from the delay.