KRS 299.010: Definitions and application.

(1) The provisions of this chapter do not apply to secret or fraternal societies, lodges, or

councils that are under the supervision of a grand or supreme body and secure

members through the lodge system exclusively, and pay no commissions and

employ no agents except in the organization and supervision of the work of local

subordinate lodges or councils, nor do they apply to companies, societies or

associations organized under the authority and patronage of any church or religious

denomination for the exclusive purpose of insuring the property of churches or

religious denominations and the personal property of the pastors and ministers

thereof against loss or damage by fire, lightning or storm.

(2) As used in this chapter, unless the context requires otherwise:

(a) "Commissioner" means the commissioner of the Department of Insurance;

(b) "Policy" means any policy, certificate of membership, or contract of

insurance;

(3) "Company," as used in KRS 299.020 to 299.300, means any corporation,

association or society tr ansacting in this state a life or casualty insurance business,

or both, upon the cooperative or assessment plan, as defined in KRS 299.020;

(4) "Company," as used in KRS 299.310 to 299.470, means any corporation organized

under KRS 299.310 and 299.320 for the purpose of transacting, and any company

heretofore organized under any similar law of this state or under the general

corporation laws of this state that is transacting, the business of insurance against

physical loss or damage of property by such haza rd or hazards as it may provide in

its policies, upon the cooperative or assessment plan.