KRS 304.13-121: Authorized activities for advisory organizations.

Any advisory organization in addition to other activities not prohibited, is authorized, on

behalf of its members and subscribers, to:

(1) Collect statistical data from members, subscribers, or any other source;

(2) Develop statistical plans including territorial and class definitions;

(3) Prepare, file, and distribute prospective loss costs which may include provisions for

special assessments. Loss costs, derived in part or entirely upon output form

simulation models, must be approved by the commissioner b efore they become

effective;

(4) Prepare, file, and distribute manuals of rating rules, rating schedules, and other

supplementary rating information that do not include final rates, expense provisions,

profit provisions, or minimum premiums;

(5) Prepare, f ile, and distribute factors, calculations, or formulas pertaining to

classification, territory, increased limits, and other variables;

(6) Distribute information that is required or directed to be filed with the commissioner;

(7) Conduct research and on -site inspections in order to prepare classifications of

public fire defenses, and to consult with public officials regarding public fire

protection as it would affect members, subscribers and others;

(8) Conduct research in order to discover, identify, and c lassify information relating to

causes or prevention of losses;

(9) Conduct research relating to the impact of statutory changes upon prospective loss

costs and special assessments;

(10) Prepare, file, and distribute policy forms and endorsements and consu lt with

members, subscribers, and others relative to their use and application;

(11) Conduct research and on -site inspections for the purpose of providing risk

information relating to individual structures;

(12) Conduct on -site inspections to determine rat ing classifications for individual

insureds;

(13) For workers' compensation insurance, establish a committee which may include

insurance company representatives to review the determination of the rating

classification for individual insureds and suggest mo difications to the classification

system, pursuant to KRS 304.13-167(1);

(14) Collect, compile, and publish past and current prices of individual insurers, if such

information is also made available to the public at a reasonable cost;

(15) Collect and compile exposure and loss experience for the purpose of individual risk

experience ratings;

(16) File final rates, at the direction of the commissioner, for residual market

mechanisms; and

(17) Furnish any other services, as approved or directe d by the commissioner, related to

those enumerated in this section.