KRS 304.14-100: Application as evidence.

(1) No application for the issuance of any life insurance policy shall be admissible in

evidence in any action relative to such policy, unless a true copy of the application

was attached to or otherwise made a part of the policy when issued and delivered. A

photostatic or other process copy or reduction of the application or medical

examination, if any, may be so used if clearly legible. This provision shall not apply

to industrial life insurance policies.

(2) If any policy of life or health insurance delivered in this state is reinstated or

renewed, and the insured or the beneficiary or assignee of the policy makes written

request to the insurer for a copy of the application, if any, for such reinstatement or

renewal, the insurer shall, within thirty (30) days after receipt of such request at its

principal office or any of its branch offices, deliver or mail to the person making

such request, a copy of such application. If such copy is not so delivered or mailed,

the insurer shall be precluded from introducing s uch application as evidence in any

action or proceeding based upon or involving the policy or its reinstatement or

renewal.

(3) As to the kinds of insurance other than life insurance, no application for insurance

signed by or on behalf of the insured shall be admissible in evidence in any action

between the insured and the insurer arising out of the policy so applied for, if the

insurer has failed, within thirty (30) days after receipt by the insurer of written

demand therefor by or on behalf of the insured , to furnish to the insured a copy of

such application reproduced by any legible means.