KRS 304.14-670: Right to return policy or certificate and to have premium refunded --

Notice -- Proof of delivery of policy.

Short-term nursing home insurance policy applicants shall have the right to return the

policy or certificate within thirty (30) days of its delivery from the insurer to the

policyowner and to have the premium refunded if, after examination of the policy or

certificate, the applicant is not satisfied for any reason. Short -term nursing home

insurance policies and certificates shall have a notic e prominently printed on the first

page or attached thereto stating in substance that the applicant shall have the right to

return the policy or certificate within thirty (30) days of its delivery and to have the

premium refunded if, after examination of t he policy or certificate, the applicant is not

satisfied for any reason. The insurer shall retain proof of receipt of the delivery of the

policy from the insurer to the policyowner.