KRS 304.17-160: Change of beneficiary.

(1) There shall be a provision as follows:

"Change of Beneficiary: Unless the insured makes an irrevocable designation

of beneficiary, the right to change of beneficiary is reserved to the insured and the

consent of the beneficiary or beneficiaries shall not be requisite to surrender or

assignment of this policy or to any change of beneficiary or beneficiaries, or to any

other changes in this policy."

(2) The first clause of the provision contained in subsection (1), of this section, relating

to the irrevocable designation of beneficiary, may be omitted at the insurer's option.