KRS 304.17-170: Right to examine and return policy.

(1) Except as to nonrenewable accident policies, every individual health insurance

policy shall contain a provision therein or in a separate rider attached thereto when

delivered, stating in substance that the person to whom the policy is issued shall be

permitted to return the policy within ten (10) days of its delivery to such person and

have a refund of the premium paid if after examination of the policy the purchaser is

not satisfied with it for any reason. If the provision is not printed on the face page or

filing back of the policy, notice of the provision should be printed or stamped on the

face page or filing back of the policy.

(2) The policy may be so returned to the insurer at its principal or branch office or to

the agent through whom it was applied for, and thereupon shall be void as from the

beginning and as if the policy had not been issued.