KRS 304.17-180: Optional policy provisions.

Except as provided in subsection (2) of KRS 304.17 -040, no such policy delivered or

issued for delivery to any person in this state shall contain provisions respecting the

matters set forth in KRS 304.17 -190 to 304.17-290, inclusive, unless such provisions are

in the words in which the same appear in the applicable section, except that the insurer

may, at its option, use in lieu of any such provision a corresponding provision of different

wording approved by the commissioner which is not less favorable in a ny respect to the

insured or the beneficiary. Any such provision contained in the policy shall be preceded

individually by the appropriate caption or, at the option of the insurer, by such appropriate

individual or group captions or subcaptions as the commissioner may approve.