KRS 304.17-210: Other insurance in same insurer.

(1) There may be a provision as follows:

"Other Insurance in This Insurer: If an accident or sickness or accident and

sickness policy or policies previously issued by the insurer to the insured be in force

concurrently herewith, making the aggregate indemni ty for .... (insert type of

coverage or coverages) in excess of $.... (insert maximum limit of indemnity or

indemnities) the excess insurance shall be void and all premiums paid for such

excess shall be returned to the insured or to his estate."

(2) Or, in lieu of the provision contained in subsection (1) of this section, there may be

a provision as follows:

"Insurance effective at any one time on the insured under this policy and a like

policy or policies in this insurer is limited to the one such poli cy elected by the

insured, his beneficiary or his estate, as the case may be, and the insurer will return

all premiums paid for all other such policies."