KRS 304.17-319: Coverage for treatment of temporomandibular joint disorders and

craniomandibular jaw disorders.

(1) All individual policies of health insurance which provide coverage on an expense -

incurred basis for surgical or nonsurgical treatment of skeletal di sorders shall

provide coverage for medically necessary procedures relating to temporomandibular

joint disorders and craniomandibular jaw disorders.

(2) The requirements of this section shall apply to all policies issued, delivered, or

renewed in this state on or after January 1, 1991.

(3) Nothing in this section shall require a health insurance policy to provide dental

services if dental services are not otherwise scheduled or provided as a part of

policy benefits.