KRS 304.17-350: Age limit.

If any policy contains a provision establishing, as an age limit or otherwise, a date after

which the coverage provided by the policy will not be effective, and if such date falls

within a period for which premium is accepted by the insurer or if the insur er accepts a

premium after such date, the coverage provided by the policy will continue in force

subject to any right of cancellation until the end of the period for which premium has

been accepted. In the event the age of the insured has been misstated an d if, according to

the correct age of the insured, the coverage provided by the policy would not have

become effective, or would have ceased prior to the acceptance of such premium or

premiums, then the liability of the insurer shall be limited to the refu nd, upon request, of

all premiums paid for the period not covered by the policy.