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Kentucky · Snapshot 09/05/2026

KRS 304.17A-171: Requirements for health benefit plans that include chiropractic

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    benefits.

    A health benefit plan that includes chiropractic benefits shall:

    (1) Include all primary chiropractic providers who are selected by covered persons of

    the plan for the provision of all chiropractic benefits provided by the plan which fall

    within the statutory scope of practice of the respective primary chiropractic

    provider.

    (2) Permit any licensed chiropractor who agrees to abide by the terms, conditions,

    reimbursement rates, and standards of quality of the health benefit plan to serve as a

    participating primary chiropractic provider to any person covered by the plan.

    (3) Guarantee that all covered persons who are eligible for chiropractic benefits under a

    health benefit plan shall have direct access to the primary chiropractic provider of

    their choice independent of, and without referral from, any other provider or entity.

    (4) Assure that those plans utilizing a gatekeeper system shall designate the primary

    chiropractic provi der within the scope of practice as the gatekeeper, who shall

    provide basic patient care and coordinate diagnostic testing, indicated treatment,

    and specialty referral for those covered persons in the provision of chiropractic

    benefits. Nothing in KRS 304. 17A-170 or this section shall prevent a covered

    person from having direct access to that person's primary care provider (gatekeeper)

    for treatment and being reimbursed in accordance with the terms and fee schedule

    of the health benefit plan.

    (5) Not discriminate between individual providers or classes of providers in the amount

    of reimbursement, copayment, or other financial compensation for the same or

    essentially similar services provided by the health benefit plan.

    (6) Not promote or recommend any indivi dual provider or class of providers to a

    covered person by any method or means.

    (7) Assure that an adequate number of primary chiropractic providers are included as

    participating chiropractic providers to guarantee reasonable accessibility, timeliness

    of care, convenience, and continuity of care to covered persons.

    (8) Make available to covered persons a listing of all participating primary chiropractic

    providers, their practice location and telephone number on a regular, timely basis.

    Collected 2026-09-05T20:57:46Z. Source file · JSON

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