KRS 304.20-030: Retroactive annulment of liability policies prohibited.

No insurance contract insuring against loss or damage through legal liability for the

bodily injury or death by accident of any individual, or for damage to the property of any

person, shall be retroactively annulled by any agreement between the insurer an d insured

after the occurrence of any such injury, death, or damage for which the insured may be

liable, and any such annulment attempted shall be void.