KRS 304.20-060: Definitions for section -- Coverage for motor vehicle glass --

Requirement to use specific motor vehicle glass repair shop prohibited.

(1) As used in this section:

(a) "Advanced driver assistance system" means any motor vehicle electronic

safety system, as outlined in the most recent version of SAE International's

SAE J3016 Levels of Driving Automation, that is designed to support the

driver and motor vehicle in a manner intended to:

1. Increase motor vehicle safety; and

2. Reduce losses associated with motor vehicle crashes;

(b) "Motor vehicle glass" means the following on any motor vehicle:

1. The glass and nonglass parts associated with the replacement of the

glass used in the windshield, doors, or windows; and

2. The glass, plastic, or other material used in the lights required by KRS

Chapter 189;

(c) "Motor vehicle glass repair shop" means any person, including the person's

employees and agents, that for consideration engages in the repair or

replacement of damaged motor vehicle glass;

(d) "Person" includes:

1. A natural person;

2. Any type or form of corporation, company, partnership, proprietorship,

association, or other legal entity; and

3. A government, governmental subdivision or agency, or other body

politic; and

(e) "Repair or replacement of damaged motor vehicle glass" includes:

1. Inspecting, repairing, restoring, or replacing damaged motor vehicle

glass; and

2. Calibrating or recalibrating an advanced driver assistance system when

an incident requires the replacement of damaged motor vehicle glass.

(2) Any motor vehicle insurance policy issued by an admitted or nonadmitted carrier

that provides comprehensive coverage or other than collision coverage, whether

designated as such or included within a broader coverage, shall, when th e claim is

for motor vehicle glass only, provide complete coverage for repair or replacement

of damaged motor vehicle glass without regard to any deductible or minimum

amount.

(3) (a) An insured that makes a first -party claim for a repair or replacement of

damaged motor vehicle glass under a motor vehicle insurance policy shall not

be required to use a particular motor vehicle glass repair shop to receive claim

payments or other benefits under the policy.

(b) This subsection shall not be construed to:

1. Prohibit an insurer, insurance agent, insurance adjuster, or any person

acting on behalf of an insurer, insurance agent, or insurance adjuster

from providing an explanation to an insured of the coverage available,

and any applicable liability limit, under any insurance policy;

2. Prohibit an insurer from maintaining a network of motor vehicle glass

repair shops; or

3. Create a private right of action.