KRS 304.27-190: Subscribers' liability.

(1) The liability of each subscriber, other than as to a nonassessable policy, for the

obligations of the reciprocal insurer shall be an individual, several and proportionate

liability, and not joint.

(2) Except as to a nonassessable policy, each subscriber s hall have a contingent

assessment liability, in the amount provided for in the power of attorney or in the

subscribers' agreement, for payment of actual losses and expenses incurred while

his policy was in force. Such contingent liability may be at the rat e of not less than

one (1) nor more than ten (10) times the premium or premium deposit stated in the

policy, and the maximum aggregate thereof shall be computed in the manner set

forth in KRS 304.27-230.

(3) Each assessable policy issued by the insurer sh all contain a statement of the

contingent liability, set in type of the same prominence as the insuring clause.