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Kentucky · Snapshot 09/05/2026

KRS 304.3-100: Name of insurer.

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Where this section sits in the code

    (1) No insurer shall be formed or authorized to transact insurance in this state which

    has or uses a name which is the same as or deceptively similar to that of another

    insurer already so authorized, without the written consent of such other insurer.

    (2) No life insurer shall be so authorized which has or uses a name deceptively similar

    to that of another insurer authorized to transact insurance in this state within the

    preceding ten (10) years if life insurance policies originally issued by such other

    insurer are still outstanding in this state, without the written consent of such insurer.

    (3) No insurer shall be formed or authorized to transact insurance in this state which

    has or uses a name the same as or deceptively similar to the name of any foreign

    insurer not so authorized if such foreign insurer has within the next preceding

    twelve (12) months signified its intention to secure an incorporation in this state

    under such name, or to do business as a foreign insurer in this state under such

    name, by filing n otice of such intention with the commissioner, unless the written

    consent to the use of such name or deceptively similar name has been given by such

    foreign insurer.

    (4) No foreign insurer seeking admission to this state shall be authorized to transact

    insurance in this state which has or uses a name the same as or deceptively similar

    to that of a domestic corporation which has been incorporated as an insurer but has

    not yet secured a certificate of authority, until the expiration of three (3) years from

    the date of incorporation of such domestic corporation.

    (5) No insurer shall be so authorized which has or uses a name which tends to deceive

    or mislead as to the type of organization of the insurer.

    (6) In case of conflict of names between two (2) insurers, or a conflict otherwise

    prohibited under this section, the commissioner may, after notice to the other

    insurer, permit (or may require as a condition to the issuance of an original

    certificate of authority to an applicant insurer) the insurer to use in th is state such

    supplementation or modification of its name or such business name as may

    reasonably be necessary to avoid the conflict.

    (7) Except as provided in subsection (6) of this section, an insurer shall conduct its

    business in the name under which the certificate of authority was issued.

    Collected 2026-09-05T20:57:37Z. Source file · JSON

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