KRS 304.32-153: Coverage for newly born children from moment of birth.

(1) All individual or group service or indemnity type contracts and all certificates

thereunder issued by a nonprofit corporation regardless of whether the contracts and

certificates are issued for nonfamily or family coverage shall, provide that health

insurance benefits shall be payable with respect to a newly born child of the

member or subscriber from the moment of birth.

(2) The coverage for newly born children shall consist of coverage of injury or sickness

including the necessary care and treatment of me dically diagnosed congenital

defects and birth abnormalities.

(3) If payment of a specific premium or fee is required to provide coverage for a child,

the policy or contract may require that notification of birth of a newly born child

and payment of the re quired premium or fees must be furnished to the nonprofit

service or indemnity corporation within thirty-one (31) days after the date of birth in

order to have the coverage continue beyond such thirty-one (31) day period.

(4) The requirements of this secti on shall apply to all member or subscriber contracts,

and all certificates thereunder, delivered or issued for delivery in this state on and

after July 15, 1994.