KRS 304.38-1933: Coverage for services of licensed psychologist or licensed clinical social

worker.

Every policy, contract, agreement, or certificate entered into, issued or delivered by a

health maintenance organization which provides coverage for services perfor med by a

licensed psychologist pursuant to KRS Chapter 319, or a licensed clinical social worker

pursuant to KRS Chapter 335, shall be deemed to provide benefits for those services

regardless of provider profession. If the policy, contract, or agreement pe rmits, payment

may be made directly to the provider of the services. If the policy, contract, or agreement

does not permit, the person entitled to these benefits shall be entitled to reimbursement

for the cost of services received. Nothing in this section shall require a policy issued by a

health maintenance organization which places the insured within a preferred or exclusive

provider arrangement to cover services by a provider with whom the insurer does not

have a contract, or to make payment of or reimbu rsement for the cost of any service

which exceeds the limits of the policy.