KRS 304.39-040: Obligation to pay basic reparation benefits -- Requirement of option for

motorcycle coverage in liability contracts -- Exclusion of motorcycle operator

or passenger who has not purchased optional coverage.

(1) Basic reparation benefits shall be paid without regard to fault.

(2) Basic reparation obligors and the assigned claims plan shall pay basic reparation

benefits, under the terms and conditions stated in this subtitle, for loss from injury

arising out of maintenance or use of a motor vehicle. Th is obligation exists without

regard to immunity from liability or suit which might otherwise be applicable.

(3) Every insurer writing liability insurance coverage for motorcycles in this

Commonwealth shall make available for purchase as a part of every pol icy of

insurance covering the ownership, use, and operation of motorcycles the option of

basic reparations benefits, added reparations benefits, uninsured motorist, and

underinsured motorist coverages.

(4) Notwithstanding any other provisions of this subti tle, no operator or passenger on a

motorcycle is entitled to basic reparation benefits from any source for injuries

arising out of the maintenance or use of such a motorcycle unless such reparation

benefits have been purchased as optional coverage for the motorcycle or by the

individual so injured.