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Kentucky · Snapshot 09/05/2026

KRS 304.39-087: Definition -- Submission of vehicle identification numbers and names of

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Where this section sits in the code

    policyholders to Department of Vehicle Regulation -- Limitation of liability.

    (1) (a) As used in this subsection, "personal motor vehicle" means:

    1. A private passenge r motor vehicle that is not used as a public or livery

    conveyance for passengers, nor rented to others; and

    2. Any other four -wheel motor vehicle that weighs six thousand (6,000)

    pounds or less which is not used in the occupation, profession, or

    business of the insured.

    (b) Prior to January 1, 2027, every insurance company that writes liability

    insurance on personal motor vehicles in Kentucky shall, between the first and

    fifteenth day of each month, send to the Department of Vehicle Regulation a

    list of the vehicle identification numbers (VINs) of each personal motor

    vehicle covered by liability insurance issued by the insurer as of the last day

    of the preceding month and the name of each personal motor vehicle

    insurance policyholder. The information shall b e submitted either

    electronically or by paper copy at the option of the Department of Vehicle

    Regulation.

    (c) In the absence of malice, fraud, or gross negligence, an insurer and any

    authorized employee of the insurer shall not be subject to civil liabilit y for

    libel, slander, or any other relevant tort, and no civil cause of action of any

    nature shall arise against the insurer or authorized employee, for submission

    of the information required by this subsection, including submission of

    inaccurate or incomplete information.

    (2) Every insurer that provides coverage for the security required under KRS 304.39 -

    080 for personal motor vehicles, as defined in KRS 186A.040, shall comply with

    KRS 186A.040.

    Collected 2026-09-05T20:57:57Z. Source file · JSON

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