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Kentucky · Snapshot 09/05/2026

KRS 304.44-010: Definitions for subtitle.

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    As used in this subtitle, unless the context requires otherwise:

    (1) "Department" means the Department of Insurance;

    (2) "Mine subsidence" means the collapse of underground coal mines resulting in direct

    damage to a structure. It does not include loss caus ed by earthquake, landslide,

    water seepage, volcanic eruption, or collapse of storm, and sewer drains;

    (3) "Mine subsidence insurance fund" or "fund" means the fund established by this

    subtitle and administered as determined by the department;

    (4) "Policy" means a contract of insurance providing mine subsidence insurance;

    (5) "Premium" means the gross rate charged policyholders for insurance provided by

    this subtitle;

    (6) "Structure" means any dwelling, building, or fixture permanently affixed to realty,

    but does not include land, trees, plants, or crops; and

    (7) "Administrator" means the organization designated by the commissioner of the

    department to administer the fund.

    Collected 2026-09-05T20:57:58Z. Source file · JSON

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