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Kentucky · Snapshot 09/05/2026

KRS 304.9-030: Available insurance agent licenses.

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    (1) Unless denied a license according to KRS 304.9 -440, applicants who have met the

    requirements for the license in accordance with this subtitle, shall be issued the

    applicable license.

    (2) An insurance agent may receive qualification for a license in one (1) or more of the

    following applicable lines of authority:

    (a) Life -- insurance coverage on human lives including benefits of endowment

    and annuities, and may include benefits in the event of death or

    dismemberment by accident, benefits for disability incom e, and benefits for

    paid family leave;

    (b) Health -- insurance coverage for sickness, bodily injury, or accidental death

    and may include benefits for disability income and benefits for paid family

    leave;

    (c) Property -- insurance coverage for the direct or consequential loss or damage

    to property of every kind;

    (d) Casualty -- insurance coverage against legal liability, including that for death,

    injury, or disability, or damage to real or personal property;

    (e) Variable life and variable annuity products -- insurance coverage provided

    under variable life insurance contracts and variable annuities;

    (f) Limited line insurance as identified in KRS 304.9-230;

    (g) Personal lines -- property and casualty insurance coverage sold to individuals

    and families for primarily noncommercial purposes; and

    (h) Any other line of insurance authorized by Kentucky law and deemed by the

    commissioner appropriate to be issued as a separate line of authority.

    (3) A resident applicant for a variable life and variable annuities line of authority shall

    hold an active life line of authority.

    Collected 2026-09-05T20:57:40Z. Source file · JSON

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