KRS 355.3-115: Incomplete instrument.

(1) "Incomplete instrument" means a signed writing, whether or not issued by the

signer, the contents of which show at the time of signing that it is incomplete but

that the signer intended it to be completed by the addition of words or numbers.

(2) Subject to subsection (3) of this section, if an incomplete instrument is an

instrument under KRS 355.3 -104, it may be enforced according to its terms if it is

not completed, or according to its terms as augmented by completion. If an

incomplete instrument is not an instrument under KRS 355.3 -104, but, after

completion, the requirements of KRS 355.3 -104, are met, the instrument may be

enforced according to its terms as augmented by completion.

(3) If words or numbers are added to an incomplete instrument without auth ority of the

signer, there is an alteration of the incomplete instrument under KRS 355.3-407.

(4) The burden of establishing that words or numbers were added to an incomplete

instrument without authority of the signer is on the person asserting the lack of

authority.