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Kentucky · Snapshot 09/05/2026

KRS 355.3-402: Signature by representative.

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Where this section sits in the code

    (1) If a person acting, or purporting to act, as a representative signs an instrument by

    signing either the name of the represented person or the name of the signer, the

    represented person is bound by the signature to the same extent the represented

    person would be bound if the signature were on a simple contract. If the represented

    person is bound, the signature of the representative is the "authorized signature of

    the represented person" and the represented person is liable on the instrument,

    whether or not identified in the instrument.

    (2) If a representative signs the name of the representative to an instrument and the

    signature is an authorized signature of the represented person, the following rules

    apply:

    (a) If the form of the signature shows unambiguous ly that the signature is made

    on behalf of the represented person who is identified in the instrument, the

    representative is not liable on the instrument.

    (b) Subject to subsection (3) of this section, if:

    1. The form of the signature does not show unambig uously that the

    signature is made in a representative capacity or;

    2. The represented person is not identified in the instrument,

    the representative is liable on the instrument to a holder in due course that

    took the instrument without notice that the rep resentative was not intended to

    be liable on the instrument. With respect to any other person, the

    representative is liable on the instrument unless the representative proves that

    the original parties did not intend the representative to be liable on the

    instrument.

    (3) If a representative signs the name of the representative as drawer of a check without

    indication of the representative status and the check is payable from an account of

    the represented person who is identified on the check, the signer is no t liable on the

    check if the signature is an authorized signature of the represented person.

    Collected 2026-09-05T20:58:44Z. Source file · JSON

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