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Kentucky · Snapshot 09/05/2026

KRS 355.3-505: Evidence of dishonor.

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Where this section sits in the code

    (1) The following are admissible as evidence and create a presumption of dishonor and

    of any notice of dishonor stated:

    (a) A document regular in form as provided in subsection (2) of this section

    which purports to be a protest;

    (b) A purported stamp or writin g of the drawee, payor bank, or presenting bank

    on or accompanying the instrument stating that acceptance or payment has

    been refused unless reasons for the refusal are stated and the reasons are not

    consistent with dishonor;

    (c) A book or record of the dr awee, payor bank, or collecting bank, kept in the

    usual course of business which shows dishonor, even if there is no evidence of

    who made the entry.

    (2) A protest is a certificate of dishonor made by a United States consul or vice consul,

    or a notary publi c or other person authorized to administer oaths by the law of the

    place where dishonor occurs. It may be made upon information satisfactory to that

    person. The protest must identify the instrument and certify either that presentment

    has been made or, if n ot made, the reason why it was not made, and that the

    instrument has been dishonored by nonacceptance or nonpayment. The protest may

    also certify that notice of dishonor has been given to some or all parties.

    Collected 2026-09-05T20:58:44Z. Source file · JSON

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