KRS 355.4-102: Applicability.

(1) To the extent that items within this article are also within Articles 3 and 8 of this

chapter, they are subject to those articles. If there is conflict, this article governs

Article 3 of this chapter but Article 8 of this chapter governs this article.

(2) The liability of a bank for action or nonaction with respect to an item handled by it

for purposes of presentment, payment, or collection is governed by the law of the

place where the bank is located. In the case of action or nonaction by or at a branch

or separate office of a bank, its liability is governed by the law of the place where

the branch or separate office is located.