KRS 367.705: Requirements for vehicle financial protection products. (Effective

January 1, 2027)

(1) Notwithstanding any other law to the contrary, any amount charged or financed for

a vehicle financial protection product:

(a) Is an authorized charge that shall be separately stated; and

(b) Shall not be considered a finance charge or interest.

(2) (a) An extension of credit, the terms of a loan, or the terms of a related vehicle

sale or lease shall not be conditioned upon a consumer's payment for, or

financing of, any charge for a vehicle financial protection product.

(b) A vehicle financial protection product may be discounted or given at no

charge in connection with the purchase of other noncredit -related goods or

services.