KRS 434.685: Misuse of electronic information prohibited.

(1) Any person who, with intent to defraud the issuer, the cardholder, or any other

person or organization, (a) intercepts, taps or alters electronic information between

an automated banking device and the issuer, or (b) originates electronic information

to an automated banking device or to the issuer, via any line, wire, or any other

means of electronic transmission, at any junction or terminal, or at any location

within an E.F.T. system, for the purpose of obtaining money, goods, services or

anything else of value, violates this subsection and is subject to the penalties set

forth in subsection (2) of KRS 434.730.

(2) Any person who, with intent to defraud the issuer, cardholder, or any other person

or organization, intercepts, taps or alters electronic inform ation between an

automated banking device and the issuer, or originates electronic information to an

automated banking device or to the issuer, via any line, wire, or other means of

electronic transmission, at any junction or terminal, or at any location w ithin the

E.F.T. system, and therefore causes funds to be transferred from one account to any

other account, violates this subsection and is subject to the penalties set forth in

subsection (2) of KRS 434.730.