Md. Code, Insurance § 27–401

(a) In this subtitle the following words have the meanings indicated.

(b) (1) “Claim” means a demand for payment or benefit under a policy or contract by an insured, third party, or representative of the insured or third party.

(2) “Claim” includes a demand for payment or benefit made against:

(i) the State under Title 12 of the State Government Article, Title 2, Subtitle 5 of the State Personnel and Pensions Article, or Title 9 of the Labor and Employment Article; or

(ii) the Maryland Transit Administration when acting as a self–insurer under § 7–703 of the Transportation Article.

(c) “Motor vehicle accident” means an occurrence involving a motor vehicle that results in damage to property or injury to a person.